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Master Your Money with Smart Calculators

Plan your financial future, track your progress, and reach your goals faster with our suite of powerful, free tools.

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Compound Interest
Watch your investments grow exponentially
$
%
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$
✨
Future Value
Contributions: $0
Interest: $0
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50/30/20 Budget
The smart way to allocate your income
$
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Your Monthly Budget
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Needs (50%)
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Wants (30%)
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Savings (20%)
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Debt Payoff
Find your path to debt freedom
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%
$
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Debt-Free In
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Total Interest
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Total Amount Paid
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Savings Goal
Break big goals into small steps
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$
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Save Each Month
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Weekly Target
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Daily Target
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Emergency Fund
Build your financial safety net
$
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šŸ¦
Recommended Fund
⚔
Minimum (3 months)
āœ…
Recommended (6 months)
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Secure (12 months)
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Net Worth
Track your total wealth
$
$
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Your Net Worth
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Assets to Liabilities Ratio
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Mortgage Calculator
Calculate your monthly mortgage payment with taxes and insurance
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%
%
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šŸ 
Monthly Payment
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Principal & Interest
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Loan Amount
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Total Interest Paid
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Car Payment Calculator
Calculate your monthly auto loan payment
$
$
%
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šŸš—
Monthly Payment
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Loan Amount
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Total Interest
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Total Cost
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Retirement Calculator
See how much you'll have for retirement
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$
$
%
šŸ–ļø
Retirement Savings
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Years Until Retirement
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Total Contributions
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Interest Earned
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Loan Calculator
Calculate payments for any type of loan
$
%
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Monthly Payment
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Total Interest
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Total Amount Paid
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Salary Calculator
Convert between hourly, monthly, and annual salary
$
šŸ“…
ā°
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Salary Breakdown
ā°
Hourly
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Weekly
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Monthly
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Annual
🧾
Income Tax Calculator
Estimate your federal income tax (US 2024)
$
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$
🧾
Estimated Federal Tax
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Effective Tax Rate
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Taxable Income
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Take-Home (After Tax)
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Inflation Calculator
See how inflation erodes your purchasing power over time
$
%
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šŸ“‰
Future Purchasing Power
šŸ’ø
Purchasing Power Lost
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Equivalent Today Needs
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FIRE Calculator
Calculate your path to Financial Independence, Retire Early
$
$
$
%
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Your FIRE Number
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Years to FIRE
šŸ’°
Monthly Income (4% Rule)
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Current Progress
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Paycheck Calculator
Calculate your take-home pay after taxes and deductions
$
šŸ“…
šŸ“‹
šŸ›ļø
šŸ’µ
Take-Home Pay
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Federal Tax
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State Tax
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FICA (SS + Medicare)
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Amortization Calculator
See your complete loan payment schedule
$
%
šŸ“…
$
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Monthly Payment
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Total Interest
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Total Cost
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Payoff Date
🌱
Roth IRA Calculator
Calculate tax-free retirement growth
šŸ‘¤
šŸŽÆ
$
$
%
🌱
Roth IRA at Retirement
šŸ’°
Total Contributions
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Tax-Free Growth
šŸ’µ
Monthly Income (4% Rule)
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Social Security Calculator
Compare benefits at different claiming ages
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$
šŸ‘¤
šŸ›ļø
Optimal Claiming Age
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Claim at 62
āž”ļø
Claim at 67 (FRA)
šŸ”ŗ
Claim at 70
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Student Loan Calculator
Plan your student loan payoff strategy
$
%
$
šŸ“…
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Payoff Summary
šŸ’°
Total Interest
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Total Paid
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Months to Payoff
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Down Payment Calculator
Plan your home buying savings goal
$
%
$
$
šŸ”
Down Payment Needed
šŸ’°
Amount Still Needed
šŸ“…
Months to Goal
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PMI Required?
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401(k) Calculator
Calculate your retirement savings with employer match
šŸ‘¤
šŸŽÆ
$
%
%
%
$
%
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401(k) at Retirement
šŸ’°
Your Contributions
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Employer Match
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Investment Growth
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Monthly Income (4% Rule)
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Investment Calculator
Project your investment returns over time
$
$
%
šŸ“…
šŸ“Š
Future Value
Total Invested: $0
Returns: $0
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Debt-to-Income Calculator
Check if you qualify for a mortgage or loan
$
$
$
$
$
$
šŸ“‹
Your DTI Ratio
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Front-End DTI (Housing)
šŸ“Š
Back-End DTI (Total)
āœ…
Loan Eligibility
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Credit Utilization Calculator
Optimize your credit score by managing utilization
$
$
šŸ’³
Credit Utilization
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Credit Score Impact
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Optimal Balance (30%)
⭐
Ideal Balance (10%)
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CD Calculator
Calculate certificate of deposit returns
$
%
šŸ“…
šŸ”„
šŸ’æ CD At Maturity
šŸ’°
Interest Earned
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Effective APY
šŸ“Š
APY Calculator
Convert interest rate to annual percentage yield
%
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šŸ“Š Annual Percentage Yield
šŸ’µ
Extra Earned per $10,000
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APY vs APR Difference
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Auto Loan Calculator
Calculate your car loan payment
$
$
$
%
šŸ“…
šŸš™ Monthly Payment
šŸ’³
Loan Amount
šŸ’°
Total Interest
šŸ“Š
Total Cost
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Home Affordability
How much house can you afford?
$
$
$
%
%
$
šŸ” Maximum Home Price
šŸ’µ
Max Monthly Payment
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DTI Ratio Used
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Loan Amount
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