Terms of Service

Last updated: January 2026

Welcome to Free Finances Calculators ("we", "our", or "us"). By accessing or using our website at freefinancescalcs.com, you agree to be bound by these Terms of Service.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

Free Finances Calculators provides free financial calculators and educational content for informational purposes only. Our services include:

• Financial calculators (mortgage, retirement, budget, etc.)
• Educational blog articles about personal finance
• Comparison tools for financial decisions

3. Disclaimer of Financial Advice

Important: The calculators and content on this website are for informational and educational purposes only. They do NOT constitute financial, investment, tax, or legal advice. Always consult with a qualified financial professional before making financial decisions.

Calculator results are estimates based on the information you provide and may not reflect your actual financial situation. We make no guarantees about the accuracy or completeness of any calculations.

4. Use of Calculators

Our calculators are provided "as is" without warranties of any kind. You understand that:

• Results are estimates only and should not be relied upon for major financial decisions
• Actual results may vary based on many factors not included in our calculators
• Tax laws, interest rates, and financial regulations change frequently
• You are responsible for verifying any calculations with a professional

5. User Conduct

You agree not to:

• Use our website for any unlawful purpose
• Attempt to interfere with or disrupt our services
• Scrape, copy, or reproduce our content without permission
• Use automated systems to access our website excessively

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our permission.

7. Third-Party Links and Advertising

Our website may contain:

• Affiliate links: We may earn commissions when you click through and make purchases. This comes at no additional cost to you.
• Advertisements: We display ads from third-party networks including Google AdSense.
• External links: We are not responsible for the content of external websites.

8. Limitation of Liability

To the maximum extent permitted by law, Free Finances Calculators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our website or calculators. This includes any financial losses resulting from decisions made based on our tools or content.

9. Indemnification

You agree to indemnify and hold harmless Free Finances Calculators from any claims, damages, or expenses arising from your use of our website or violation of these terms.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of our website constitutes acceptance of modified terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Contact Us

If you have questions about these Terms of Service, please contact us at: [email protected]

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