Our Mission: Privacy-First Financial Planning
Free Finances Calculators was founded with a rebellious idea: You shouldn't have to trade your privacy for financial clarity.
Most financial apps track your bank accounts, sell your data, or push expensive products you don't need. We are different. We build client-side calculators. This means the math happens right on your device (phone or laptop). Your financial data never leaves your browser. We don't see it. We don't store it.
Why Trust Us? (EEAT)
100% Private
No servers. No database. Your salary and debt numbers vanish when you close the tab.
Verified Accuracy
Our algorithms match the exact formulas used by major banks and the U.S. Government.
Transparent
We show our work. Every calculator includes a "How We Calculate" breakdown.
Our Editorial Standards
In an age of AI-generated noise, accurate financial information is critical.
- Fact-Checking: All tax brackets, contribution limits (401k, IRA), and interest rate assumptions are updated annually (last update: Jan 2026).
- Unbiased: We are independent. If we recommend a tool, it's because we believe in it, not because a bank paid us to say so.
- Simplicity: We translate "banker speak" into plain English.
The SmartMoney Team
We are a team of developers and finance nerds obsessed with FIRE (Financial Independence, Retire Early) and privacy. We got tired of broken, ad-heavy calculators, so we built better ones.
Contact Us:
Have a feature request or found a bug?
[email protected]
New York, NY 10001